Preparing Boards for the new EU AML framework . This perspective reflects board-level experience from serving on the board of a regulated payment institution and a digital banking organisation, focusing on governance, regulatory oversight and risk supervision. Preparing Boards for the new EU AML framework Board governance and AML/CTF oversight are becoming increasingly central to the role of independent non-executive directors. Recent developments across the European regulato

Why Boards Must Govern for Uncertainty, Not Stability Most board agendas still follow a reassuringly familiar structure: strategy, financial performance, compliance, cyber, ESG, AI. Each topic is reviewed, tracked, and reported — often thoroughly. In 2026, that structure itself becomes the risk . According to Top Risks 2026 by Eurasia Group , this is not simply another year of geopolitical volatility. It is a systemic tipping point — one in which political power, economic

What Boards of Payment and Electronic Money Institutions must understand as payments consolidate across Europe. As payment systems become shared and pan-European, Board accountability becomes collective and unavoidable. Payment consolidation has entered a new phase 2026 marks a pivotal year for payments in Luxembourg. With the arrival of Wero , powered by the European Payments Initiative (EPI) , Luxembourg’s retail banks are transitioning toward a pan-European account-to-acco